PAYMENT ECONOMICS

See what you actually keep.

Model gateway fees, international payments, FX conversion and subscription charges before the money reaches your bank.

01 · YOUR PAYMENT

Set your numbers

Average ticket size

$ USD

Monthly payment volume

$ USD

$1K$100K

Selling currency

Payout currency

Payment gateway

International customers 60%

Subscription billing Add an estimated recurring-billing fee where applicable.

Advanced assumptions

FX spread

Chargeback reserve

Tax on processing fees

Cross-border surcharge

These are modeling assumptions, not quotes from the gateways. Replace them with your current merchant agreement rates before making a financial decision.

02 · YOUR PAYOUT

Estimated net revenue

After gateway, FX and modeled deductions

ESTIMATE

MONTHLY CASH TO BANK

$9,170

≈ ₹765,155 at 83.44 USD/INR

Effective fee 8.30%

Total fees $830

Per transaction $41.50

Where the money goes$10,000 volume

03 · SWITCH & SAVE

Gateway comparison

Same assumptions

Know your real processing cost?

Share this calculator with your finance or operations team.

↗ Built for commercial decisions

Useful for SaaS founders, agencies, course creators and high-ticket sellers comparing payment economics.